From innovative payment and digital asset systems to credit cards and mortgages, the financial regulation specialists at Orrick, Herrington & Sutcliffe LLP provide expert advice on a wide range of complex consumer finance issues. It has successfully represented financial services firms in high-profile fair lending cases, working on matters involving several key federal and state enforcement agencies such as the CFPB, DOJ, HUD, and State Attorneys General. The practice is led by Clinton Rockwell, a seasoned licensing and compliance specialist based in Santa Monica.
Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘This consumer financial services practice has a number of partners with decades of experience in consumer financial services regulatory compliance and enforcement. It thus has both broad based and in depth knowledge of consumer financial service law and industries, which enables them to provide sophisticated, practical and actionable advice in a highly efficient manner.’

  • ‘Marshall T. Bell is at the top of my "go to" list of outside counsel for consumer financial services regulatory compliance questions and matters. His knowledge of the industry and the applicable laws is broad based and runs deep. He invariably provides sophisticated, thoughtful, timely and practical advice in this area.’

  • ‘The attorneys at Orrick provide exceptional counsel and results. They are also very communicative and always available. ’

  • ‘Fredrick Levin, Ali Abugheida, Katy Ryan, and Clint Rockwell are truly great attorneys. They always deliver positive results and can be counted on for trusted counsel. ’

  • ‘The Consumer Finance practice group has significant knowledge and experience about our industry having practiced in banking and mortgage for decades or having come from years working at the CFPB or other regulatory agencies. They are considered thought leaders in the industry, they often speak at major conferences, and they are always well-informed about regulatory and legislative developments impacting our business.’

  • ‘Jeff Naimon, Clint Rockwell, John Coleman, and Melissa Klimkiewicz are the primary partners my company works closely with for their knowledge and expertise as described above. They are always responsive, great writers, aggressive when appropriate, they provide excellent advice and guidance when evaluating risk, and they are a pleasure to work with. ’

Key clients

  • Goodleap
  • Sigue Corporation
  • Cross River Bank
  • National Premium Finance Association
  • Capital One
  • Renew Financial
  • Ygrene Energy
  • PNC Bank
  • Carrington
  • Think Mutual Bank

Work highlights

  • Representing Sigue Corporation in its strategic wind down of operations in one of the largest coordinated regulatory enforcement matters handled to date by state money transmission regulators.
  • Representing Opportunity Financial in its ongoing dispute with the California Department of Financial Protection and Innovation, which alleges that OppFi has violated state limits on interest rates.
  • Representing Sigue Corporation in its strategic wind down of operations in one of the largest coordinated regulatory enforcement matters handled to date by state money transmission regulators.

Lawyers

Practice head

Clint Rockwell

Other key lawyers

Marshall Bell; Frederick Levin; Ali Abugheida; Katy Ryan; Jeff Naiman; John Coleman; Melissa Klimkiewicz

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